Glossary of Terms
A comprehensive guide of 100+ medical, legal, and caregiving terminology pages designed to help you navigate long-term care decisions calmly.
A
Activities of Daily Living (ADLs)
CareBasic self-care tasks crucial to independent living, such as bathing, dressing, eating, transferring, and using the toilet. Used to determine the level of care a person needs.
Adult Day Care
Care TypesNon-residential facility that supports the health, nutritional, social, and daily living needs of adults in a professionally staffed, group setting.
Advance Directive
LegalLegal documents that allow individuals to spell out their decisions about end-of-life care ahead of time, including living wills and durable powers of attorney for healthcare.
Ambulatory
MedicalThe physical ability to walk. A person who is ambulatory can get around without the aid of a wheelchair or other mobility device.
Amyotrophic Lateral Sclerosis (ALS)
ConditionOften called Lou Gehrig's disease, a progressive neurodegenerative disease that affects nerve cells in the brain and the spinal cord, leading to loss of muscle control.
Aphasia
MedicalA disorder that affects how you communicate, typically caused by a stroke or head injury.
Apraxia
MedicalA motor disorder indicating a difficulty with the motor planning to perform tasks or movements when asked.
Art Therapy
TherapyA mental health profession in which clients use art media, the creative process, and the resulting artwork to explore their feelings.
Assisted Living
Care TypesA housing facility for people with disabilities or for adults who cannot or who choose not to live independently. Provides personal care services and assistance with ADLs.
Ataxia
MedicalA lack of muscle coordination which may affect speech, eye movements, the ability to swallow, walking, and picking up objects.
B
Beneficiary
LegalA person who derives advantage from something, especially a trust, will, or life insurance policy.
Benefit Period
FinancialThe amount of time your long-term care insurance policy will pay covered benefits.
Board and Care Home
Care TypesResidential care facilities, or group homes, that provide personal care and meals, along with a room.
Bradykinesia
MedicalSlowness of movement, one of the cardinal symptoms of Parkinson's disease.
C
Care Plan
CareA document that outlines the specific care and treatment a resident will receive in a facility.
Caregiver Burnout
SupportA state of physical, emotional, and mental exhaustion that may be accompanied by a change in attitude – from positive and caring to negative and unconcerned.
Case Manager
SupportA professional who assists patients in navigating healthcare facilities and systems, planning and coordinating care.
Catheter
MedicalA flexible tube inserted through a narrow opening into a body cavity, particularly the bladder, for removing fluid.
Certified Nursing Assistant (CNA)
CareA healthcare professional who assists patients with various healthcare needs under the supervision of an RN or LPN.
Cognitive Impairment
MedicalWhen a person has trouble remembering, learning new things, concentrating, or making decisions that affect their everyday life. Ranges from mild to severe.
Colostomy
MedicalA surgical operation in which a piece of the colon is diverted to an artificial opening in the abdominal wall.
Companion Care
SupportA form of home care offering non-medical services to older adults or people with disabilities.
Conservatorship
LegalA legal concept where a guardian or a protector is appointed by a judge to manage the financial affairs and/or daily life of another.
Continuing Care Retirement Community (CCRC)
Care TypesCommunities that offer multiple levels of care on a single campus, from independent living to assisted living to skilled nursing care.
Custodial Care
Care TypesNon-skilled personal care, such as help with ADLs like bathing, dressing, eating, getting in or out of a bed or chair, moving around, and using the bathroom.
D
Daily Benefit Amount
FinancialThe maximum amount your long-term care insurance policy will pay for each day of care.
Decubitus Ulcer
MedicalAlso known as a bed sore, it's an injury to skin and underlying tissue resulting from prolonged pressure on the skin.
Dementia
ConditionAn overall term for diseases and conditions characterized by a decline in memory, language, problem-solving and other thinking skills that affect a person's everyday activities.
Dietitian
SupportAn expert on diet and nutrition, helping to ensure seniors meet their nutritional requirements.
Director of Nursing (DON)
CareA registered nurse who directs the care of all nursing staff at a facility.
Do Not Resuscitate (DNR) Order
LegalA medical order written by a doctor instructing health care providers not to do cardiopulmonary resuscitation (CPR) if a patient's breathing stops.
Durable Power of Attorney (POA)
LegalA legal document that designates another person to make decisions on your behalf if you become incapacitated.
Dysarthria
MedicalA motor speech disorder resulting from neurological injury of the motor component of the motor-speech system.
Dysphagia
MedicalDifficulty swallowing, which requires more time and effort to move food or liquid from your mouth to your stomach.
E
Elimination Period
FinancialIn a long-term care insurance policy, the amount of time that must pass after a qualifying event before the insurance company will begin paying benefits.
Enteral Nutrition
MedicalA way to provide food through a tube placed in the nose, the stomach, or the small intestine.
Estate Recovery
FinancialA process where a state Medicaid program seeks repayment for long-term care costs by making a claim against the deceased recipient's estate.
Exclusionary Period
FinancialA period immediately following the date an insurance policy takes effect during which no coverage is provided.
F
G
Gait Training
TherapyA type of physical therapy. It can help improve your ability to stand and walk.
Geriatrician
MedicalA primary care physician who specializes in treating conditions that affect older adults.
Guardianship
LegalA legal process used to protect individuals who are unable to care for their own well-being due to infancy, incapacity or disability.
H
Healthcare Proxy
LegalA document with which a patient appoints an agent to legally make healthcare decisions on behalf of the patient, when the patient is incapable.
HIPAA
LegalThe Health Insurance Portability and Accountability Act. A federal law that required the creation of national standards to protect sensitive patient health information.
Home Care
Care TypesSupportive care provided in the home. Care may be provided by licensed healthcare professionals or professional caregivers.
Home Health Care
Care TypesA wide range of health care services that can be given in your home for an illness or injury.
Horticultural Therapy
TherapyThe engagement of a person in gardening and plant-based activities, facilitated by a trained therapist.
Hospice Care
Care TypesCompassionate care for people experiencing the last phases of an incurable disease so that they may live as fully and comfortably as possible.
I
Ileostomy
MedicalA surgical operation in which a piece of the ileum is diverted to an artificial opening in the abdominal wall.
Incontinence
MedicalLack of voluntary control over urination or defecation.
Independent Living
Care TypesAny housing arrangement designed exclusively for older adults, generally those aged 55 and over.
Inflation Protection
FinancialA policy option that provides for increases in benefit levels to help pay for expected increases in the costs of long-term care.
Instrumental Activities of Daily Living (IADLs)
CareRequires more complex thinking skills than ADLs, including managing finances, using a telephone, taking medication, shopping, and transportation.
L
Licensed Practical Nurse (LPN)
CareA nurse who cares for people who are sick, injured, convalescent, or disabled, working under the direction of RNs and doctors.
Living Will
LegalA written, legal document that spells out medical treatments you would and would not want to be used to keep you alive.
Long-Term Care (LTC)
Care TypesServices that include medical and non-medical care provided to people who are unable to perform basic activities of daily living.
Long-Term Care Insurance
FinancialInsurance coverage that provides nursing-home care, home-health care, and personal or adult day care for individuals age 65 or older.
Look-Back Period
FinancialA 60-month timeframe in which Medicaid reviews all asset transfers to ensure they were not given away or sold for less than fair market value in order to qualify for Medicaid.
M
Medicaid
FinancialA joint federal and state program that helps with medical costs for some people with limited income and resources. Often funds long-term care.
Medicaid Waiver
FinancialPrograms that allow states to furnish an array of home and community-based services to Medicaid beneficiaries.
Medical Director
MedicalA physician who provides guidance and leadership on the use of medicine in a healthcare organization.
Medicare
FinancialThe federal health insurance program for people who are 65 or older, certain younger people with disabilities.
Medicare Part A
FinancialHospital insurance that covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Medicare Part B
FinancialMedical insurance that covers certain doctors' services, outpatient care, medical supplies, and preventive services.
Medicare Part C
FinancialMedicare Advantage. A type of Medicare health plan offered by a private company that contracts with Medicare.
Medicare Part D
FinancialPrescription drug coverage.
Memory Care
Care TypesA specialized kind of care provided in a secure unit for individuals with Alzheimer's disease or other forms of dementia.
Minimum Data Set (MDS)
FinancialA federally mandated process for clinical assessment of all residents in Medicare and Medicaid certified nursing homes.
Multiple Sclerosis (MS)
ConditionA potentially disabling disease of the brain and spinal cord where the immune system attacks the protective sheath that covers nerve fibers.
Music Therapy
TherapyThe clinical and evidence-based use of music interventions to accomplish individualized goals.
N
O
Occupational Therapy (OT)
TherapyA profession that helps individuals across the lifespan do the things they want and need to do through therapeutic use of daily activities.
Ombudsman
LegalAn official appointed to investigate individuals' complaints against maladministration, especially that of public authorities or care facilities.
P
Palliative Care
Care TypesSpecialized medical care for people living with a serious illness. This type of care is focused on providing relief from the symptoms and stress.
Parenteral Nutrition
MedicalIntravenous feeding, a method of getting nutrition into the body through the veins.
Parkinson's Disease
ConditionA brain disorder that leads to shaking, stiffness, and difficulty with walking, balance, and coordination.
PEG Tube
MedicalPercutaneous endoscopic gastrostomy, a tube passed into a patient's stomach through the abdominal wall, to provide a means of feeding.
Personal Care Assistant
SupportProfessionals who provide assistance and support to clients in their day-to-day lives, often in their homes.
Personal Health Information (PHI)
LegalAny information in a medical record that can be used to identify an individual.
Pet Therapy
TherapyUses animals to interact with seniors to help improve their quality of life.
Physiatrist
MedicalA medical doctor specializing in physical medicine and rehabilitation.
Physical Therapy (PT)
TherapyThe treatment of disease, injury, or deformity by physical methods such as massage, heat treatment, and exercise.
Physician Assistant (PA)
MedicalA medical professional who diagnoses illness, develops and manages treatment plans, prescribes medications, and often serves as a patient's principal healthcare provider.
Power of Attorney
LegalA legal document giving one person the power to act for another person.
Pre-existing Condition
FinancialA medical condition that started before a person's health insurance went into effect.
R
Recreational Therapy
TherapyA systematic process that utilizes recreation and other activity-based interventions.
Registered Nurse (RN)
CareA nurse who has graduated from a nursing program and met the requirements outlined by a state or country licensing body.
Reminiscence Therapy
TherapyThe use of life histories – written, oral, or both – to improve psychological well-being in older people.
Remote Patient Monitoring
MedicalA technology to enable monitoring of patients outside of conventional clinical settings, such as in the home.
Resident Assessment Instrument (RAI)
CareA tool to help facilities in gathering definitive information on a resident’s strengths and needs.
Respite Care
Care TypesShort-term relief for primary caregivers. It can be arranged for just an afternoon or for several days or weeks.
Restraint Alternatives
Care TypesMeasures used in place of physical constraints to keep patients safe without limiting their autonomy.
S
Senior Housing
Care TypesHousing that is suitable for the needs of an aging population.
Skilled Nursing Facility (SNF)
Care TypesA nursing facility with the staff and equipment to give skilled nursing care and/or skilled rehabilitation services.
Social Worker
SupportProfessionals trained to help people face life's challenges, including connecting them with resources and navigating healthcare systems.
Special Needs Trust
LegalA specialized legal document designed to benefit an individual who has a disability without compromising eligibility for government assistances.
Speech Therapy (ST)
TherapyTreatment to improve speech, language, and swallowing difficulties. Essential for patients recovering from strokes.
Speech-Language Pathologist
TherapyA professional who assesses, diagnoses, treats, and helps to prevent communication and swallowing disorders.
Spend Down
FinancialA strategy to qualify for Medicaid by spending excess assets on approved expenses.
Spousal Impoverishment Rules
FinancialMedicaid rules designed to prevent the healthy spouse from being left with little or no income and assets when the other spouse moves to a nursing home.
Sundowning
ConditionA symptom of Alzheimer's disease and other forms of dementia. It's confusion and agitation that may get worse in the late afternoon and evening.
T
Telehealth
MedicalThe distribution of health-related services and information via electronic information and telecommunication technologies.
Tracheostomy
MedicalA surgical procedure to create an opening through the neck into the trachea (windpipe).
Trustee
LegalAn individual person or member of a board given control or powers of administration of property in trust with a legal obligation.
V
Validation Therapy
TherapyA therapy developed for people with dementia that accepts their reality rather than trying to orient them to the present.
Ventilator
MedicalA machine designed to move breathable air into and out of the lungs, providing breathing for a patient who cannot breathe adequately.
W
Wandering
CareA common behavior in people with dementia where they walk around aimlessly and may become lost.
Wearable Technology
MedicalSmart electronic devices that are worn close to and/or on the surface of the skin, where they detect, analyze, and transmit information.
Wound Care
MedicalMedical treatment for wounds, ranging from simple bandages to more complex procedures to prevent infection and promote healing.